How to finance a food trailer
We offer Food Trailer financing for all customers
We offer nationwide companies specializing in the leasing and financing of capital equipment. Nationwide companies can provide your company with flexible lease and/or finance solutions with competitive rates, while providing your company the personalized customer service.
From the first time you contact one of our financing programs you will be dealing with a trained financial professional, who will be familiar with the latest lease and/or finance programs, tax benefits, and the most recent industry trends. One of our dedicated Account Executives will be working closely with you or your company to structure the most efficient and cost-effective lease and/or finance program suitable to your company’s capital needs.
Our Finance companies are capable of providing 100% plus financing options, including “soft costs” such as taxes, freight, installation, training, and maintenance. Our customers are involved in various industries; including but not limited to: research and development, manufacturing, and the distribution of goods and services. Each requires a wide range of capital equipment to suit their particular business needs. A Commercial Finance Analyst will help you choose the right financing option that best suits you or your company’s needs.
We have several companies that finance our equipment, you are of course free to use your own finance company.

Our Packages Pricing Grid

If the thought of obtaining financing for your new or pre-owned trailer is giving you a headache, you don’t need to worry. Our highly experienced and professional sales staff will work with you to get the best financing deal available.
Loan Amount | 149,999 or less | $150,000 to $200,000 |
---|---|---|
Industry Experience | 1 Year | 2 Years |
Fee | 5.99% | 5.99% |
Max Terms | 60 Months | 60 Months |
Standard Rate* | 12.5% or 14.5% | 12.5% or 14.5% |
Model Year | 2004 or newer | New Trailer and Kitchen |
*Rates may vary based on credit score Maximum loan amount increased to $200,000
— Check the relevance of the data with the sales manager: +1 916 258 2055
Minimum Requirements
Applicant
- Business Entity or Sole Pro must be in California
- At least one year of experience in the food industry
- 51% of Ownership must be on the loan
Credit history
- FICO less than 670: 14.50%
- FICO above 670: 12.50%
- Minimum Fico: 600 (no Fico is Ok)
- No repossessions in the last 3 years
- No unpaid Child Support
- Tax Liens must have a payment plan
- No active Bankruptcy or discharged bankruptcy in the past 12 months
- Active trade cannot be past due
Vehicle
- Trailers cannot be older than 2004
- Model year trailers 2004 and newer for gas engines
- Model year trailers 2015 and newer for diesel
- Trailers no more than 20 years
Credit requirements
- Minimum FICO: 600 (No FICO is OK)
- No repossessions in the last 3 years
- No unpaid child support
- Tax liens must have a payment plan
- No active bankruptcy or discharged bankruptcy in the past 12 months Active trades cannot be past due
Minimum Down payment
- 30% for Start-ups
- 20% for Existing Business owner